CGTMSE
Zero Collateral
CGTMSE Business Loans
Empower your business with the Credit Guarantee Fund Trust for Micro and Small Enterprises scheme, offering collateral-free funding, quick approvals, minimal paperwork, and government-backed security for MSMEs.
What is CGTMSE?
CGTMSE stands for Credit Guarantee Fund Trust for Micro and Small Enterprises.
Who runs this scheme?
It’s a scheme by the Government of India and SIDBI that helps micro and small enterprises get collateral-free loans.
Why choose CGTMSE loans?
Designed for entrepreneurs and MSMEs, this loan offers funding without the need for collateral or third-party guarantees.
Government Supported Financing
Collateral Free Business Growth Loans
Get access to up to ₹2 crore in financial support for working capital, business expansion, or project funding with quick approvals, minimal paperwork, and the trust of government-backed security. Your ideas deserve a chance we provide the finance to make them happen.
Scheme Details
Benefits, Eligibility & Loan Coverage
01
Purpose Explained
To encourage lending to small businesses without requiring property or other collateral, making finance accessible for growing enterprises.
02
Loan Coverage
Loan coverage is up to ₹5 crore in certain sectors, earlier limited to ₹2 crore under CGTMSE guidelines.
03
Guarantee Support
If borrower defaults, CGTMSE covers lender losses usually up to seventy five to eighty five percent, and ninety percent sometimes.
04
Eligible Borrowers
New and existing micro and small enterprises in manufacturing and service sectors, excluding medium enterprises and institutions.
Testimonials
Client Experiences That Speak for Themselves
“Friendz Finance guided me clearly through my loan process. The team was transparent, supportive, and helped me secure the best deal without stress.”
Rohit Sharma
Noida
“I felt confident with their financial advice. Everything was explained simply, and the process was smooth from start to finish. Highly trustworthy.”
Neha Verma
Delhi
“Excellent service and quick support. Friendz Finance helped me choose the right financial solution tailored to my needs. Truly reliable professionals.”
Amit Gupta
Ghaziabad
Why us?
You’ll Know What
Money Growth
Financial Guidance
Wealth Planning
Loan Clarity
With 17+ years, Friendz Finance delivers trusted financial solutions to achieve clients’ goals